Approved Credit Counseling Agencies

California

CAC Central District of California

1st Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

A 123  Credit Counselors, Inc www.a123cc.com Main Address:   703 Waterford Way (NW 62nd Ave.) Suite 220 Miami, FL  33126   305-269-9201 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 700 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Telephone: 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish   Telephone: 800-786-3940

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   195 Brook Street   Wessington, SD  57381   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

American Financial Solutions of North Seattle Community College Foundation www.myfinancialgoals.org Main Address:   2815 2nd Avenue Suite 280 Seattle, WA  98121   800-894-7240 Delivery Method:   Telephone: 1-800-894-7240 English and Spanish (Interpreter Only)

Best Credit Service, Inc. www.bestcs.org Main Address:   10700 Meridian Avenue, N. Suite 502 Seattle, WA  98133   877-929-2378 Delivery Method:   Telephone: 877-929-2378     Internet/Telephone: www.bestcs.org / 877-929-2378

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet/Telephone: www.PacificRimCounseling.com / 1-800-845-7171 English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Bridging the Gaps www.gracefulfinancial.com Main Address:   15700 W. Ten Mile Road Suite #104 Southfield, MI  48075   313-887-7775 Delivery Method:   Telephone: 313-887-7775 English and Spanish

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish   In Person:   CCCS of Ventura County, Inc. / SurePath Financial Solutions 1303 E. Grand Avenue   Suite 123 Arroyo Grande , CA  93420 800-540-2227 English and Spanish   CCCS of Ventura County, Inc. / SurePath Financial Solutions 80 N. Wood Road  Suite 200 Camarillo , CA  93010 800-540-2227 English and Spanish   CCCS of Ventura County, Inc. / SurePath Financial Solutions 1221 State Street  Suite 4-A Santa Barbara , CA  93101 800-540-2227 English and Spanish   CCCS of Ventura County, Inc. / SurePath Financial Solutions 910 E. Stowell  Suite 101 Santa Maria , CA  93454 1-800-540-2227 English and Spanish

Children's and Family Service d/b/a Family Service Agency www.familyserviceagency.com Main Address:   535 Marmion Avenue Youngstown, OH  44502   330-782-5664 Delivery Method:   Telephone: 330-782-5664 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointfinancialsolutions.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9044 English and Spanish   In Person:   ClearPoint Financial Solutions, Inc. 6001 Washington Blvd.  2nd Floor Commerce , CA  90040 877-877-1995   ClearPoint Financial Solutions, Inc. 16800 Devonshire Blvd.  Suite 301 Granada Hills , CA  91344 877-877-1995

Colorado Credit Counselors www.cocredit.org Main Address:   8650 Fairall Road Morrison, CO  80465   303-551-5599 Delivery Method:

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   415-561-6300 Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet/Telephone: www.prebankruptcy.org / 888-738-8233

Consumer Credit Counseling Service of Greater San Antonio www.cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.cccssa.org     Telephone: 210-979-4300 English and Spanish   Internet/Telephone: www.cccssa.org / 210-979-4300 English and Spanish

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   800-642-2227 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92832   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish   In Person:   Consumer Credit Counseling Service of Orange County 2450 E. Lincoln  EDD Building Anaheim , CA  92806 888-289-8230 English and Spanish   Consumer Credit Counseling Service of Orange County 695 Madison Way  Brea Community Center Brea , CA  92821 888-289-8230 English and Spanish   Consumer Credit Counseling Service of Orange County 18430 Brookhurst St., Suite 202C   Fountain Valley , CA  92708 888-289-8230 English and Spanish   Consumer Credit Counseling Service of Orange County 23046 Avenida de la Carlota, Suite 600   Laguna Hills , CA  92653 888-289-8230 English and Spanish   Consumer Credit Counseling Service of Orange County 23832 Rockfield Blvd., Suite 270,  inside South Orange County Family Resour Lake Forest , CA  92630 888-289-8230 English and Spanish   Consumer Credit Counseling Service of Orange County 1920 Old Tustin Avenue    Santa Ana , CA  92705 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.cccsroch.org Main Address:   50 Chestnut Plaza Rochester, NY  14604   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish

Consumer Credit Counseling Service of Southern Oregon, Inc. www.cccsso.org Main Address:   820 Crater Lake Avenue Suite 202 Medford, OR  97504   541-779-2273 Delivery Method:   Internet: cccsso.org

Consumer Credit Counseling Service of the Midwest, Inc. www.cccservices.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.cccservices.com     Telephone: 800-355-2227

Consumer Credit Counseling Service of the North Coast www.cccsnojuggle.org Main Address:   1309 11th Street Suite 104 Arcata, CA  95521   707-822-8536 Delivery Method:   Telephone: 800-762-1811

Consumer Credit Counseling Service of West Florida, Inc. www.cccswfl.org Main Address:   14 Palafox Place Pensacola, FL  32502   800-434-0268 Delivery Method:   Internet: www.cccswfl.org     Telephone: 800-343-3317

Consumer Credit Counselors of Kern County www.californiacccs.org Main Address:   5300 Lennox Avenue Suite 200 Bakersfield, CA  93309   800-272-2482 Delivery Method:   Internet: www.californiacccs.org English and Spanish   Telephone:  800-272-2482 English and Spanish   Internet/Telephone: www.californiacccs.org / 800-272-2482 English and Spanish

Consumer Credit Counselors of the Twin Cities Main Address:   718-B Bridge Street Yuba City, CA  95991   530-674-9729 Delivery Method:   Telephone: 800-388-2227

Consumer Credit USA, Inc. www.cc-usa.us Main Address:   11711 Woodruff Avenue Suite 100 Downey, CA  90241   562-299-1001 Delivery Method:   Telephone: 800-566-8638 English and Spanish   In Person:   Consumer Credit USA, Inc. 11711 Woodruff Avenue  Suite #100 Downey , CA  90241 800-566-8638 English and Spanish

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org     Telephone: 1-866-684-8171

CredAbility f/k/a Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   100 Edgewood Avenue Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. www.mybkcounseling.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish   Internet/Telephone: debthelper.com / 800-920-2262 English and Spanish

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Education and Certification Foundation www.debt-foundation.org Main Address:   112 Goliad Street Suite D Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.debt-foundation.org     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.debt-foundation.org / 866-859-7323

DebtorWise Foundation www.debtorwise.org Main Address:   1310 Honeoye Falls Road #6 Honeoye Falls, NY  14472   585-385-6699 Delivery Method:   Internet: www.debtorwise.org English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Telephone: 1-888-292-4333 English and Spanish

Financial Fitness Services, Inc. financialfitnessservices.com Main Address:   1226 Linn Street Suite C Sikeston, MO  63801   888-471-9737 Delivery Method:   Telephone: 888-471-9737

Forbes & Newhard Credit Solutions, Inc. forbescs.us Main Address:   7505 Tiffany Springs Parkway Suite 130 Kansas City, MO  64153   816-442-7036 Delivery Method:   Telephone: 866-351-0322

Garden State Consumer Credit Counseling, Inc. www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

Granite Lake Educational Resources www.backtogo.org Main Address:   111 West Cataldo Suite 200 Spokane, WA  99201   509-325-2511 Delivery Method:   Telephone: 866-366-0599 English and Spanish   Internet/Telephone: www.backtogo.org / 866-366-0599 English and Spanish

GreenPath, Inc. www.greenpathbk.com Main Address:   38505 Country Club Drive, Suite 210 Farmington Hills, MI  48331-3429   800-630-6718 Delivery Method:   Internet: www.greenpathbk.com     Telephone: 800-630-6718 English and Spanish   Internet/Telephone: www.greenpathBK.com / 800-630-6718

Hummingbird Credit Counseling and Education, Inc. www.hbcce.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Education Foundation, Inc. www.inchargefoundation.org Main Address:   5750 Major Blvd Suite 310 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinanceeducation.com English and Spanish   Telephone: 1-866-729-0049

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   449 Forest Avenue Portland, ME  04101   207-879-0389 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.ipaydebt.com Main Address:   3011 North Lamar Boulevard Austin, TX  78705   512-263-0532 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Lutheran Social Service of Minnesota www.lssmn.org/debt Main Address:   424 West Superior Street Suite 600 Duluth, MN  55802   218-529-2222 Delivery Method:   Internet: www.lssmn.org/debt     Telephone: 888-577-2227

Money Management International, Inc. www.moneymanagement.org Main Address:   9009 West Loop South Suite 700 Houston, TX  77096-1719   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   2713 N. Central Park Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Telephone: 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org;www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish   In Person:   Springboard Nonprofit Consumer Credit Management, Inc. 4351 Latham  Street   Riverside , CA  92501 888-425-3453 English and Spanish

Stand Sure Credit Counseling, a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   124 Oakridge Drive Oneonta, AL  35121   205-421-1590 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

Take Charge America, Inc. www.takechargeamerica.org Main Address:   20620 North 19th Avenue Phoenix, AZ  85027-3585   623-266-6100 Delivery Method:   Telephone: 866-750-9634 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

CAE Eastern District of California

1st Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

A 123  Credit Counselors, Inc www.a123cc.com Main Address:   703 Waterford Way (NW 62nd Ave.) Suite 220 Miami, FL  33126   305-269-9201 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 700 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Telephone: 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish   Telephone: 800-786-3940

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   195 Brook Street   Wessington, SD  57381   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

American Financial Solutions of North Seattle Community College Foundation www.myfinancialgoals.org Main Address:   2815 2nd Avenue Suite 280 Seattle, WA  98121   800-894-7240 Delivery Method:   Telephone: 1-800-894-7240 English and Spanish (Interpreter Only)

Best Credit Service, Inc. www.bestcs.org Main Address:   10700 Meridian Avenue, N. Suite 502 Seattle, WA  98133   877-929-2378 Delivery Method:   Telephone: 877-929-2378     Internet/Telephone: www.bestcs.org / 877-929-2378

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet/Telephone: www.PacificRimCounseling.com / 1-800-845-7171 English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Bridging the Gaps www.gracefulfinancial.com Main Address:   15700 W. Ten Mile Road Suite #104 Southfield, MI  48075   313-887-7775 Delivery Method:   Telephone: 313-887-7775 English and Spanish

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish

Children's and Family Service d/b/a Family Service Agency www.familyserviceagency.com Main Address:   535 Marmion Avenue Youngstown, OH  44502   330-782-5664 Delivery Method:   Telephone: 330-782-5664 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointfinancialsolutions.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9044 English and Spanish   In Person:   ClearPoint Financial Solutions, Inc. 4696 E. McKinley Avenue  Suite 107 Fresno , CA  93727 877-877-1995   ClearPoint Financial Solutions, Inc. 4636 Watt Avenue  2nd Floor North Highlands , CA  95660 877-877-1995   ClearPoint Financial Solutions, Inc. 2291 W. March Lane  Suite A110 Stockton , CA  95207 877-877-1995

Colorado Credit Counselors www.cocredit.org Main Address:   8650 Fairall Road Morrison, CO  80465   303-551-5599 Delivery Method:

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   415-561-6300 Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet/Telephone: www.prebankruptcy.org / 888-738-8233

Consumer Credit Counseling Service of Greater San Antonio www.cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.cccssa.org     Telephone: 210-979-4300 English and Spanish   Internet/Telephone: www.cccssa.org / 210-979-4300 English and Spanish

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   800-642-2227 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92832   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.cccsroch.org Main Address:   50 Chestnut Plaza Rochester, NY  14604   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish

Consumer Credit Counseling Service of Southern Nevada and Utah www.cccsnevada.org Main Address:   2650 South Jones Las Vegas, NV  89146   800-451-4505 Delivery Method:   Internet: www.cccsnevada.org     Telephone: 800-451-4505 English and Spanish

Consumer Credit Counseling Service of Southern Oregon, Inc. www.cccsso.org Main Address:   820 Crater Lake Avenue Suite 202 Medford, OR  97504   541-779-2273 Delivery Method:   Internet: cccsso.org

Consumer Credit Counseling Service of the Midwest, Inc. www.cccservices.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.cccservices.com     Telephone: 800-355-2227

Consumer Credit Counseling Service of the North Coast www.cccsnojuggle.org Main Address:   1309 11th Street Suite 104 Arcata, CA  95521   707-822-8536 Delivery Method:   Telephone: 800-762-1811

Consumer Credit Counseling Service of West Florida, Inc. www.cccswfl.org Main Address:   14 Palafox Place Pensacola, FL  32502   800-434-0268 Delivery Method:   Internet: www.cccswfl.org     Telephone: 800-343-3317

Consumer Credit Counselors of Kern County www.californiacccs.org Main Address:   5300 Lennox Avenue Suite 200 Bakersfield, CA  93309   800-272-2482 Delivery Method:   Internet: www.californiacccs.org English and Spanish   Telephone:  800-272-2482 English and Spanish   Internet/Telephone: www.californiacccs.org / 800-272-2482 English and Spanish   In Person:   Consumer Credit Counselors of Kern County 5300 Lennox Avenue  Suite 200 Bakersfield , CA  93309 661-324-9628 English and Spanish   CCCS of Kern & Tulare Counties 718 W. Center Street  Suite C Visalia , CA  93291 559-732-2227 English and Spanish

Consumer Credit Counselors of the Twin Cities Main Address:   718-B Bridge Street Yuba City, CA  95991   530-674-9729 Delivery Method:   Telephone: 800-388-2227     In Person:   Consumer Credit Counseling Service of the Twin Cities 718-B  Bridge Street    Yuba City , CA  95991 800-388-2227 English and Spanish

Consumer Credit USA, Inc. www.cc-usa.us Main Address:   11711 Woodruff Avenue Suite 100 Downey, CA  90241   562-299-1001 Delivery Method:   Telephone: 800-566-8638 English and Spanish

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org     Telephone: 1-866-684-8171

CredAbility f/k/a Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   100 Edgewood Avenue Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. www.mybkcounseling.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish   Internet/Telephone: debthelper.com / 800-920-2262 English and Spanish

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Education and Certification Foundation www.debt-foundation.org Main Address:   112 Goliad Street Suite D Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.debt-foundation.org     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.debt-foundation.org / 866-859-7323

DebtorWise Foundation www.debtorwise.org Main Address:   1310 Honeoye Falls Road #6 Honeoye Falls, NY  14472   585-385-6699 Delivery Method:   Internet: www.debtorwise.org English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Telephone: 1-888-292-4333 English and Spanish

Financial Fitness Services, Inc. financialfitnessservices.com Main Address:   1226 Linn Street Suite C Sikeston, MO  63801   888-471-9737 Delivery Method:   Telephone: 888-471-9737

Forbes & Newhard Credit Solutions, Inc. forbescs.us Main Address:   7505 Tiffany Springs Parkway Suite 130 Kansas City, MO  64153   816-442-7036 Delivery Method:   Telephone: 866-351-0322

Garden State Consumer Credit Counseling, Inc. www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

Granite Lake Educational Resources www.backtogo.org Main Address:   111 West Cataldo Suite 200 Spokane, WA  99201   509-325-2511 Delivery Method:   Telephone: 866-366-0599 English and Spanish   Internet/Telephone: www.backtogo.org / 866-366-0599 English and Spanish

GreenPath, Inc. www.greenpathbk.com Main Address:   38505 Country Club Drive, Suite 210 Farmington Hills, MI  48331-3429   800-630-6718 Delivery Method:   Internet: www.greenpathbk.com     Telephone: 800-630-6718 English and Spanish   Internet/Telephone: www.greenpathBK.com / 800-630-6718

Hummingbird Credit Counseling and Education, Inc. www.hbcce.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Education Foundation, Inc. www.inchargefoundation.org Main Address:   5750 Major Blvd Suite 310 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinanceeducation.com English and Spanish   Telephone: 1-866-729-0049

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   449 Forest Avenue Portland, ME  04101   207-879-0389 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.ipaydebt.com Main Address:   3011 North Lamar Boulevard Austin, TX  78705   512-263-0532 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Lutheran Social Service of Minnesota www.lssmn.org/debt Main Address:   424 West Superior Street Suite 600 Duluth, MN  55802   218-529-2222 Delivery Method:   Internet: www.lssmn.org/debt     Telephone: 888-577-2227

Money Management International, Inc. www.moneymanagement.org Main Address:   9009 West Loop South Suite 700 Houston, TX  77096-1719   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   2713 N. Central Park Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Telephone: 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org;www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish

Stand Sure Credit Counseling, a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   124 Oakridge Drive Oneonta, AL  35121   205-421-1590 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

Take Charge America, Inc. www.takechargeamerica.org Main Address:   20620 North 19th Avenue Phoenix, AZ  85027-3585   623-266-6100 Delivery Method:   Telephone: 866-750-9634 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

CAN Northern District of California

1st Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

A 123  Credit Counselors, Inc www.a123cc.com Main Address:   703 Waterford Way (NW 62nd Ave.) Suite 220 Miami, FL  33126   305-269-9201 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 700 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Telephone: 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish   Telephone: 800-786-3940

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   195 Brook Street   Wessington, SD  57381   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

American Financial Solutions of North Seattle Community College Foundation www.myfinancialgoals.org Main Address:   2815 2nd Avenue Suite 280 Seattle, WA  98121   800-894-7240 Delivery Method:   Telephone: 1-800-894-7240 English and Spanish (Interpreter Only)

Best Credit Service, Inc. www.bestcs.org Main Address:   10700 Meridian Avenue, N. Suite 502 Seattle, WA  98133   877-929-2378 Delivery Method:   Telephone: 877-929-2378     Internet/Telephone: www.bestcs.org / 877-929-2378

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet/Telephone: www.PacificRimCounseling.com / 1-800-845-7171 English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Bridging the Gaps www.gracefulfinancial.com Main Address:   15700 W. Ten Mile Road Suite #104 Southfield, MI  48075   313-887-7775 Delivery Method:   Telephone: 313-887-7775 English and Spanish

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish   In Person:   CCCS of Ventura County, Inc. / SurePath Financial Solutions 1190 S. Bascom Avenue   Suite 208 San Jose , CA  95128 800-540-2227 English and Spanish   CCCS of Ventura County, Inc. / SurePath Financial Solutions 23 East Beach Street  Suite 213 Watsonville  , CA  95076 800-540-2227 English and Spanish

Children's and Family Service d/b/a Family Service Agency www.familyserviceagency.com Main Address:   535 Marmion Avenue Youngstown, OH  44502   330-782-5664 Delivery Method:   Telephone: 330-782-5664 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointfinancialsolutions.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9044 English and Spanish

Colorado Credit Counselors www.cocredit.org Main Address:   8650 Fairall Road Morrison, CO  80465   303-551-5599 Delivery Method:

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   415-561-6300 Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet/Telephone: www.prebankruptcy.org / 888-738-8233

Consumer Credit Counseling Service of Greater San Antonio www.cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.cccssa.org     Telephone: 210-979-4300 English and Spanish   Internet/Telephone: www.cccssa.org / 210-979-4300 English and Spanish

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   800-642-2227 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92832   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.cccsroch.org Main Address:   50 Chestnut Plaza Rochester, NY  14604   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish   In Person:   Consumer Credit Counseling Service of San Francisco 595 Market  Street  Suite 1500 San Francisco , CA  94105 800--777-7526   CCCS of San Francisco 70 Stony Point Road  Suite C Santa Rosa , CA  94108 800-777-7526 English and Spanish

Consumer Credit Counseling Service of Southern Nevada and Utah www.cccsnevada.org Main Address:   2650 South Jones Las Vegas, NV  89146   800-451-4505 Delivery Method:   Internet: www.cccsnevada.org     Telephone: 800-451-4505 English and Spanish

Consumer Credit Counseling Service of Southern Oregon, Inc. www.cccsso.org Main Address:   820 Crater Lake Avenue Suite 202 Medford, OR  97504   541-779-2273 Delivery Method:   Internet: cccsso.org

Consumer Credit Counseling Service of the Midwest, Inc. www.cccservices.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.cccservices.com     Telephone: 800-355-2227

Consumer Credit Counseling Service of the North Coast www.cccsnojuggle.org Main Address:   1309 11th Street Suite 104 Arcata, CA  95521   707-822-8536 Delivery Method:   Telephone: 800-762-1811     In Person:   Consumer Credit Counseling Service of the North Coast 1309 11th Street   Suite 104 Arcata , CA  95521 800-762-1811

Consumer Credit Counseling Service of West Florida, Inc. www.cccswfl.org Main Address:   14 Palafox Place Pensacola, FL  32502   800-434-0268 Delivery Method:   Internet: www.cccswfl.org     Telephone: 800-343-3317

Consumer Credit Counselors of Kern County www.californiacccs.org Main Address:   5300 Lennox Avenue Suite 200 Bakersfield, CA  93309   800-272-2482 Delivery Method:   Internet: www.californiacccs.org English and Spanish   Telephone:  800-272-2482 English and Spanish   Internet/Telephone: www.californiacccs.org / 800-272-2482 English and Spanish

Consumer Credit Counselors of the Twin Cities Main Address:   718-B Bridge Street Yuba City, CA  95991   530-674-9729 Delivery Method:   Telephone: 800-388-2227

Consumer Credit USA, Inc. www.cc-usa.us Main Address:   11711 Woodruff Avenue Suite 100 Downey, CA  90241   562-299-1001 Delivery Method:   Telephone: 800-566-8638 English and Spanish

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org     Telephone: 1-866-684-8171

CredAbility f/k/a Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   100 Edgewood Avenue Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. www.mybkcounseling.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish   Internet/Telephone: debthelper.com / 800-920-2262 English and Spanish

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Education and Certification Foundation www.debt-foundation.org Main Address:   112 Goliad Street Suite D Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.debt-foundation.org     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.debt-foundation.org / 866-859-7323

DebtorWise Foundation www.debtorwise.org Main Address:   1310 Honeoye Falls Road #6 Honeoye Falls, NY  14472   585-385-6699 Delivery Method:   Internet: www.debtorwise.org English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Telephone: 1-888-292-4333 English and Spanish

Financial Fitness Services, Inc. financialfitnessservices.com Main Address:   1226 Linn Street Suite C Sikeston, MO  63801   888-471-9737 Delivery Method:   Telephone: 888-471-9737

Forbes & Newhard Credit Solutions, Inc. forbescs.us Main Address:   7505 Tiffany Springs Parkway Suite 130 Kansas City, MO  64153   816-442-7036 Delivery Method:   Telephone: 866-351-0322

Garden State Consumer Credit Counseling, Inc. www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish

Granite Lake Educational Resources www.backtogo.org Main Address:   111 West Cataldo Suite 200 Spokane, WA  99201   509-325-2511 Delivery Method:   Telephone: 866-366-0599 English and Spanish   Internet/Telephone: www.backtogo.org / 866-366-0599 English and Spanish

GreenPath, Inc. www.greenpathbk.com Main Address:   38505 Country Club Drive, Suite 210 Farmington Hills, MI  48331-3429   800-630-6718 Delivery Method:   Internet: www.greenpathbk.com     Telephone: 800-630-6718 English and Spanish   Internet/Telephone: www.greenpathBK.com / 800-630-6718

Hummingbird Credit Counseling and Education, Inc. www.hbcce.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Education Foundation, Inc. www.inchargefoundation.org Main Address:   5750 Major Blvd Suite 310 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinanceeducation.com English and Spanish   Telephone: 1-866-729-0049

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   449 Forest Avenue Portland, ME  04101   207-879-0389 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.ipaydebt.com Main Address:   3011 North Lamar Boulevard Austin, TX  78705   512-263-0532 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Lutheran Social Service of Minnesota www.lssmn.org/debt Main Address:   424 West Superior Street Suite 600 Duluth, MN  55802   218-529-2222 Delivery Method:   Internet: www.lssmn.org/debt     Telephone: 888-577-2227

Money Management International, Inc. www.moneymanagement.org Main Address:   9009 West Loop South Suite 700 Houston, TX  77096-1719   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish   In Person:   Consumer Credit Counseling Service of the East Bay 1070 Concord Avenue   Suite 105 Concord , CA  94520 - English and Spanish (Printed Materials Only)   Consumer Credit Counseling Service of the East Bay 3100 Mowry Avenue  Suite 403-A Fremont , CA  94538 - English and Spanish (Printed Materials Only)   Consumer Credit Counseling Service of the East Bay 7677 Oakport Street   Suite 700 Oakland , CA  94621 - English and Spanish (Printed Materials Only)

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   2713 N. Central Park Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Telephone: 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org;www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish

Stand Sure Credit Counseling, a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   124 Oakridge Drive Oneonta, AL  35121   205-421-1590 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

Take Charge America, Inc. www.takechargeamerica.org Main Address:   20620 North 19th Avenue Phoenix, AZ  85027-3585   623-266-6100 Delivery Method:   Telephone: 866-750-9634 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

CAS Southern District of California

1st Choice Credit Counseling & Financial Education a/k/a DBSM, Inc. www.mybknow.com Main Address:   2049 Marco Drive Camarillo, CA  93010   877-692-5669 Delivery Method:   Internet: www.mybknow.com or www.mybknowspanish.com English and Spanish   Telephone: 877-692-5669 English and Spanish

A 123  Credit Counselors, Inc www.a123cc.com Main Address:   703 Waterford Way (NW 62nd Ave.) Suite 220 Miami, FL  33126   305-269-9201 Delivery Method:   Internet: www.a123cc.org English and Spanish   Telephone: 1-888-412-2123 English and Spanish   Internet/Telephone: www.a123cc.org / 888-412-2123 English and Spanish

Abacus Credit Counseling www.abacuscc.org Main Address:   15760 Ventura Boulevard Suite 700 Encino, CA  91436   800-516-3834 Delivery Method:   Internet: www.abacuscc.org English and Spanish   Telephone: 800-516-3834 English and Spanish

Advantage Credit Counseling Service, Inc. www.advantageccs.org Main Address:   River Park Commons 2403 Sidney Street, Suite 400 Pittsburgh, PA  15203   888-511-2227 Delivery Method:   Telephone: 888-511-2227

Advisory Credit Management, Inc. www.advisorycreditmanagement.org Main Address:   5769 West Sunrise Blvd. Plantation, FL  33313   800-786-3940 Delivery Method:   Internet: www.advisorycreditmanagement.org English and Spanish   Telephone: 800-786-3940

Allen Credit and Debt Counseling Agency www.acdcas.com Main Address:   195 Brook Street   Wessington, SD  57381   888-415-8173 Delivery Method:   Internet: www.acdcas.com English and Spanish (Interpreter Only)   Telephone: 888-415-8173 English and Spanish (Interpreter Only)

Alliance Credit Counseling, Inc. www.knowdebt.org Main Address:   13777 Ballantyne Corporate Pl. Suite 100 Charlotte, NC  28277   888-594-9596 Delivery Method:   Telephone: 888-594-9596 English and Spanish   Internet/Telephone: www.knowdebt.org / 888-594-9596 English and Spanish

American Consumer Credit Counseling, Inc. www.ConsumerCredit.org Main Address:   130 Rumford Avenue Suite 202 Newton, MA  02466   866-826-6924 Delivery Method:   Internet: www.consumercredit.org English and Spanish   Telephone: 1-866-826-6924 English and Spanish

American Financial Solutions of North Seattle Community College Foundation www.myfinancialgoals.org Main Address:   2815 2nd Avenue Suite 280 Seattle, WA  98121   800-894-7240 Delivery Method:   Telephone: 1-800-894-7240 English and Spanish (Interpreter Only)

Best Credit Service, Inc. www.bestcs.org Main Address:   10700 Meridian Avenue, N. Suite 502 Seattle, WA  98133   877-929-2378 Delivery Method:   Telephone: 877-929-2378     Internet/Telephone: www.bestcs.org / 877-929-2378

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development  and Education, Inc. www.bkedcert.com Main Address:   6230 Wilshire Blvd. Suite 1763 Los Angeles, CA  90048   800-845-7171 Delivery Method:   Internet/Telephone: www.PacificRimCounseling.com / 1-800-845-7171 English and Spanish

Black Hills Children's Ranch, Inc. www.pioneercredit.com Main Address:   1644 Concourse Drive Rapid City, SD  57703   605-348-1608 Delivery Method:   Internet: www.pioneercredit.com English and Spanish   Telephone: 800-888-1596 English and Spanish   Internet/Telephone: www.pioneercredit.com / 800-888-1596 English and Spanish

Bridging the Gaps www.gracefulfinancial.com Main Address:   15700 W. Ten Mile Road Suite #104 Southfield, MI  48075   313-887-7775 Delivery Method:   Telephone: 313-887-7775 English and Spanish

CCCS of Ventura County, Inc. / SurePath Financial Solutions www.surepath.org Main Address:   80 North Wood Road Suite 200 Camarillo, CA  93010   877-615-7873 Delivery Method:   Internet: www.surepath.org English and Spanish   Telephone: 877-615-7873 English and Spanish

Children's and Family Service d/b/a Family Service Agency www.familyserviceagency.com Main Address:   535 Marmion Avenue Youngstown, OH  44502   330-782-5664 Delivery Method:   Telephone: 330-782-5664 English and Spanish

ClearPoint Financial Solutions, Inc. www.clearpointfinancialsolutions.org Main Address:   8000 Franklin Farms Drive Richmond, VA  23229   804-222-4660 Delivery Method:   Internet: www.clearpointfinancialsolutions.org English and Spanish   Telephone: 877-422-9044 English and Spanish

Colorado Credit Counselors www.cocredit.org Main Address:   8650 Fairall Road Morrison, CO  80465   303-551-5599 Delivery Method:

Community Credit Counselors, Inc. www.bankruptcyinfo.org Main Address:   101 N. Lynnhaven Road Suite 303 Virginia Beach, VA  23452-7523   800-531-5124 Delivery Method:   Internet: bankruptcyinfo.org     Telephone: 800-531-5124

ConsumerBankruptcyCounseling.info, a Project of the Tides Center www.tidescenter.org Main Address:   1014 Torney Avenue San Francisco, CA  94129   415-561-6300 Delivery Method:   Internet: www.consumerbankruptcycounseling.info

Consumer Credit and Budget Counseling, Inc. www.cc-bc.com Main Address:   299 South Shore Road   US Route 9 South Marmora, NJ  08223   609-390-9652 Delivery Method:   Internet/Telephone: www.prebankruptcy.org / 888-738-8233

Consumer Credit Counseling Service of Greater San Antonio www.cccssa.org Main Address:   6851 Citizens Parkway Suite 100 San Antonio, TX  78229   210-979-4300 Delivery Method:   Internet: www.cccssa.org     Telephone: 210-979-4300 English and Spanish   Internet/Telephone: www.cccssa.org / 210-979-4300 English and Spanish

Consumer Credit Counseling Service of Maryland & Delaware, Inc. www.cccs-inc.org Main Address:   757 Frederick Road 2nd Floor Baltimore, MD  21228   800-642-2227 Delivery Method:   Internet: www.cccs-inc.org     Telephone: 800-642-2227

Consumer Credit Counseling Service of Orange County www.cccsoc.org Main Address:   1920 Old Tustin Avenue Santa Ana, CA  92832   888-289-8230 Delivery Method:   Internet: www.cccsoc.org     Telephone: 888-289-8230 English and Spanish

Consumer Credit Counseling Service of Rochester, Inc. www.cccsroch.org Main Address:   50 Chestnut Plaza Rochester, NY  14604   888-724-2227 Delivery Method:   Internet: www.cccsofrochester.org English and Spanish   Telephone: 888-724-2227 English and Spanish

Consumer Credit Counseling Service of San Francisco www.cccssf.org Main Address:   595 Market Street Suite 1500 San Francisco, CA  94105   800-777-7526 Delivery Method:   Internet: www.cccssf.org     Telephone: 800-777-7526 English and Spanish   Internet/Telephone: www.cccssf.org / 800-777-7526 English and Spanish

Consumer Credit Counseling Service of Southern Nevada and Utah www.cccsnevada.org Main Address:   2650 South Jones Las Vegas, NV  89146   800-451-4505 Delivery Method:   Internet: www.cccsnevada.org     Telephone: 800-451-4505 English and Spanish

Consumer Credit Counseling Service of Southern Oregon, Inc. www.cccsso.org Main Address:   820 Crater Lake Avenue Suite 202 Medford, OR  97504   541-779-2273 Delivery Method:   Internet: cccsso.org

Consumer Credit Counseling Service of the Midwest, Inc. www.cccservices.com Main Address:   4500 East Broad Street Columbus, OH  43213   800-355-2227 Delivery Method:   Internet: www.cccservices.com     Telephone: 800-355-2227

Consumer Credit Counseling Service of the North Coast www.cccsnojuggle.org Main Address:   1309 11th Street Suite 104 Arcata, CA  95521   707-822-8536 Delivery Method:   Telephone: 800-762-1811

Consumer Credit Counseling Service of West Florida, Inc. www.cccswfl.org Main Address:   14 Palafox Place Pensacola, FL  32502   800-434-0268 Delivery Method:   Internet: www.cccswfl.org     Telephone: 800-343-3317

Consumer Credit Counselors of Kern County www.californiacccs.org Main Address:   5300 Lennox Avenue Suite 200 Bakersfield, CA  93309   800-272-2482 Delivery Method:   Internet: www.californiacccs.org English and Spanish   Telephone:  800-272-2482 English and Spanish   Internet/Telephone: www.californiacccs.org / 800-272-2482 English and Spanish

Consumer Credit Counselors of the Twin Cities Main Address:   718-B Bridge Street Yuba City, CA  95991   530-674-9729 Delivery Method:   Telephone: 800-388-2227

Consumer Credit USA, Inc. www.cc-usa.us Main Address:   11711 Woodruff Avenue Suite 100 Downey, CA  90241   562-299-1001 Delivery Method:   Telephone: 800-566-8638 English and Spanish

Consumer Financial Education Foundation of America, Inc. www.cfefa.org Main Address:   2 North 20th Street   Suite 1030 Birmingham, AL  35203   205-321-2822 Delivery Method:   Internet: www.cfefa.org     Telephone: 1-866-684-8171

CredAbility f/k/a Consumer Credit Counseling Service of Greater Atlanta, Inc. www.credAbility.org Main Address:   100 Edgewood Avenue Suite 1800 Atlanta, GA  30303   866-672-2227 Delivery Method:   Internet: www.credability.org English and Spanish   Telephone: 866-672-2227 English and Spanish

Credit Advisors Foundation www.creditadvisors.org Main Address:   1818 South 72nd Street Omaha, NE  68124   402-393-3100 Delivery Method:   Internet: www.yourbankruptcypartner.com     Telephone: 800-625-7725 English and Spanish   Internet/Telephone: www.yourbankruptcypartner.com / 800-625-7725

Credit Card Management Services, Inc. www.mybkcounseling.com Main Address:   4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL  33417   800-920-2262 Delivery Method:   Internet: www.debthelper.com English and Spanish   Telephone: 800-920-2262 English and Spanish   Internet/Telephone: debthelper.com / 800-920-2262 English and Spanish

Cricket Debt Counseling www.cricketdebt.com Main Address:   10121 SE Sunnyside Rd. Suite 300 Clackamas, OR  97015   866-719-0400 Delivery Method:   Internet: www.cricketdebt.com English and Spanish   Telephone: 866-719-0400 English and Spanish

Debt Education and Certification Foundation www.debt-foundation.org Main Address:   112 Goliad Street Suite D Benbrook, TX  76126   866-859-7323 Delivery Method:   Internet: www.debt-foundation.org     Telephone: 866-859-7323 English and Spanish   Internet/Telephone: www.debt-foundation.org / 866-859-7323

DebtorWise Foundation www.debtorwise.org Main Address:   1310 Honeoye Falls Road #6 Honeoye Falls, NY  14472   585-385-6699 Delivery Method:   Internet: www.debtorwise.org English and Spanish

Debt Reduction Services, Inc. www.debtreductionservices.org Main Address:   6213 N. Cloverdale Road Suite 100 Boise, ID  83713   208-378-0200 Delivery Method:   Telephone: 877-688-3328 English and Spanish   Internet/Telephone: www.debtreductionservices.org / 877-688-3328

Family Financial Education Foundation www.ffef.org Main Address:   724 Front Street Suite 340 Evanston, WY  82930   307-789-2010 Delivery Method:   Telephone: 1-888-292-4333 English and Spanish

Financial Fitness Services, Inc. financialfitnessservices.com Main Address:   1226 Linn Street Suite C Sikeston, MO  63801   888-471-9737 Delivery Method:   Telephone: 888-471-9737

Forbes & Newhard Credit Solutions, Inc. forbescs.us Main Address:   7505 Tiffany Springs Parkway Suite 130 Kansas City, MO  64153   816-442-7036 Delivery Method:   Telephone: 866-351-0322

Garden State Consumer Credit Counseling, Inc. www.novadebt.org Main Address:   225 Willowbrook Road Freehold, NJ  07728   732-409-6281 Delivery Method:   Telephone: 800-992-4557 English and Spanish   Internet/Telephone: www.novadebt.org / 800-992-4557 English and Spanish   In Person:   Garden State Consumer Credit Counseling, Inc. 2655 Camino del Rio North  Suite 120 San Diego , CA  92108 877-892-4557 English and Spanish

Granite Lake Educational Resources www.backtogo.org Main Address:   111 West Cataldo Suite 200 Spokane, WA  99201   509-325-2511 Delivery Method:   Telephone: 866-366-0599 English and Spanish   Internet/Telephone: www.backtogo.org / 866-366-0599 English and Spanish

GreenPath, Inc. www.greenpathbk.com Main Address:   38505 Country Club Drive, Suite 210 Farmington Hills, MI  48331-3429   800-630-6718 Delivery Method:   Internet: www.greenpathbk.com     Telephone: 800-630-6718 English and Spanish   Internet/Telephone: www.greenpathBK.com / 800-630-6718

Hummingbird Credit Counseling and Education, Inc. www.hbcce.org Main Address:   3737 Glenwood Avenue Suite 100 Raleigh, NC  27612   800-645-4959 Delivery Method:   Internet: www.hbcce.org English and Spanish   Internet/Telephone: www.hbcce.org / 800-645-4959 English and Spanish

InCharge Education Foundation, Inc. www.inchargefoundation.org Main Address:   5750 Major Blvd Suite 310 Orlando, FL  32819   866-729-0049 Delivery Method:   Internet: www.personalfinanceeducation.com English and Spanish   Telephone: 1-866-729-0049

Institute for Financial Literacy, Inc. www.financiallit.org Main Address:   449 Forest Avenue Portland, ME  04101   207-879-0389 Delivery Method:   Telephone: 866-662-4932     Internet/Telephone: www.financiallit.org / 866-662-4932

iPayDebt Financial Services, Inc. d/b/a Cornerstone Financial Education www.ipaydebt.com Main Address:   3011 North Lamar Boulevard Austin, TX  78705   512-263-0532 Delivery Method:   Internet: www.csfedu.org     Internet/Telephone: www.csfedu.org / 800-336-1245

Lutheran Social Service of Minnesota www.lssmn.org/debt Main Address:   424 West Superior Street Suite 600 Duluth, MN  55802   218-529-2222 Delivery Method:   Internet: www.lssmn.org/debt     Telephone: 888-577-2227

Money Management International, Inc. www.moneymanagement.org Main Address:   9009 West Loop South Suite 700 Houston, TX  77096-1719   (877) 964-2227 Delivery Method:   Internet: www.moneymanagement.org English and Spanish   Telephone: (877) 964-2227 English and Spanish   In Person:   Consumer Credit Counseling Service of San Diego and Imperial Counties 730 Broadway  Suite 200 Chula Vista , CA  91910 - English and Spanish   Consumer Credit Counseling Service of San Diego and Imperial Counties 1949 Avenida Del Oro  Suite 106 Oceanside , CA  92056 - English and Spanish (Printed Materials Only)   Consumer Credit Counseling Service of San Diego and Imperial Counties 2650 Camino Del Rio North  Suite 209 San Diego , CA  92108 - English and Spanish

MoneySharp Credit Counseling Inc. www.moneysharp.org Main Address:   2713 N. Central Park Chicago, IL  60647   866-200-6825 Delivery Method:   Internet: www.moneysharp.org English and Spanish

National Financial Literacy Foundation, Inc. www.learnfinances.org Main Address:   555 Winderley Place Suite 300 Maitland, FL  32751   877-380-6353 Delivery Method:   Internet: www.learnfinances.org English and Spanish   Telephone: 877-380-6353 English and Spanish

SafeGuard Credit Counseling Services, Inc www.safeguardcredit.org Main Address:   112 Parkway Dr. South Hauppauge, NY  11788   800-673-6993 Delivery Method:   Telephone: 800-673-6993

Springboard Nonprofit Consumer Credit Management, Inc. www.bkhelp.org Main Address:   4351 Latham Street Riverside, CA  92501   951-781-0114 Delivery Method:   Internet: www.bkhelp.org;www.bancarrota.org English and Spanish   Telephone: 888-425-3453 English and Spanish

Stand Sure Credit Counseling, a/k/a Biblical Financial Concepts, Inc. www.biblicalfinancialconcepts.org Main Address:   124 Oakridge Drive Oneonta, AL  35121   205-421-1590 Delivery Method:   Internet: www.standsurecc.org     Telephone: 866-232-3600     Internet/Telephone: www.standsurecc.org / 866-232-3600

Take Charge America, Inc. www.takechargeamerica.org Main Address:   20620 North 19th Avenue Phoenix, AZ  85027-3585   623-266-6100 Delivery Method:   Telephone: 866-750-9634 English and Spanish

The Kingdom Ministries, Inc. www.thekingdomministries.com Main Address:   6094 Apple Tree Drive Suite 11 Memphis, TN  38115   901-552-5131 Delivery Method:   Telephone: 901-552-5131

The Mesquite Group, Inc. www.themesquitegroup.org Main Address:   600 Six Flags Drive Suite 400 Arlington, TX  76011   817-769-4069 Delivery Method:   Telephone: 877-769-4069 English and Spanish

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