Collection of Private Information
We may collect the following kinds of Private Information about you from the following sources:
Information you provide on applications, forms, or other correspondence, such as your name, address, Social Security number, and financial information.
Information about your transactions with us or others, such as your account balance and payment history.
Information we receive from consumer reporting agencies, credit references, employers, insurance companies and other sources, such as your credit history and credit worthiness, and information that we obtain to verify employment history, salary information, and other financial information.
How We Use Your Information
We only use your personal information for the original purposes for which it was given. Your personal information will not be sold or otherwise transferred to unaffiliated third parties without your approval at the time of collection. We will not disclose, use, give or sell any personal information to third parties for any purposes other than to our associates, affiliates and other third parties, who need to know in order to deliver services on your behalf, unless required to do so by law.
We may disclose some or all of the Private Information (described above) under the following circumstances:
To our employees and Associates: we may disclose Private Information to employees and associates as is necessary for the performance of the services for which you have retained us.
To non-affiliated third parties: we may disclose Private Information about you with non-affiliated third parties as is necessary for the performance of the services for which you have retained us.
We use non-identifying and aggregate information to better design our website and for business and administrative purposes. We may also use or share with third parties for any purpose aggregated data that contains no personally identifiable information.
How We Protect Your Information
We are committed to protecting the information we receive from you. We take appropriate security measures to protect your information against unauthorized access to or unauthorized alteration, disclosure or destruction of data. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we maintain appropriate physical, electronic, and managerial procedures to safeguard and secure the information and data stored on our system. While no computer system is completely secure, we believe the measures we have implemented reduce the likelihood of security problems to a level appropriate to the type of data involved.
Accessing and Updating Your Personal Information
We provide mechanisms for updating and correcting your personal information for many of our services. If you are a client, you may access and update your registration information and your preferences to receive email or other communications from us by calling or sending an email to us.
Children's Privacy and Parental Controls
We do not solicit any personal information from children. If you are not 18 or older, you are not authorized to use the Site. Parents should be aware that there are parental control tools available online that can be used to prevent children from submitting information online without parental permission or from accessing material that is harmful to minors.
Disclaimer to Security
Notification of Changes
Effective and Last Updated: January 12, 2011